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What is motor sport life and critical illness cover?

This provides you with a one-off lump sum, free of tax, to assist you financially if you sustain a critical injury or illness. For example, it could pay off your mortgage and other financial commitments. In the event of your death that sum will go to your family – again, tax-free.

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Pay off your mortgage

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Assist you financially during recovery

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Leave to your family, in the event of your death

Motor Sport Life Insurance features at a glance

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Would you be able to afford to pay for everyday expenses while you’re recovering from a motor sport injury?

What if you’re no longer there to support your family? Could they cope financially?

Does Motorsport Life Insurance cover every kind of motorsport?

We work with every kind of life insurance provider in our search for a policy that offers the best financial protection for our customers and their loved ones. Some of those providers have no problem with providing cover for seriously extreme sports with a high risk of injury or fatality such as, say, base jumping for example.

Other life insurance providers, though, can look at the risks of far less dangerous activities that some would just call hobbies, like mountain biking or jet skiing, and consider those extreme. Which means they'll raise the premium for cover above their usual standard rates and throw in some special terms for good measure.

So even though different providers of life insurance for any kind of motorsports activity offer different policies with different restrictions, we're sure to find you the most suitable life insurance quote. So you can enjoy your favourite type of motorsports safe in the knowledge that you and your loved ones are financially protected in case of any mishap, or should the worst occur.

Can I get Life Insurance for extreme motorsports?

Many insurance companies won’t offer life insurance for extreme motorsports like drag racing, but we've been working for many years with insurance specialists who provide life cover for lovers of all motorsports, no matter how extreme.

So, no worries there - the short answer is yes, we'll get you life insurance for all types of extreme motorsports.

Does Motor Sport Life Insurance also cover non-sporting accidents?

Yes, motorsport life insurance is a form of personal accident insurance as well as help with income when needed due to a disabling motorsports injury - or worse. This means you and your family would enjoy financial security if anything should happen when you're competing in racing events... or when you're not.

Why choose us for Motor Sport Life Insurance?

Comprehensive panel of life insurance providers

Choice of motorsports insurance products

Extreme motorsports insurance options

Free quote and motorsports insurance comparison service

Should I take out any additional cover when taking out Motor Sport Life Insurance?

Although a life insurance policy will offer financial protection should the worst happen, there are other risks to consider - and we can combine cover for those with your life policy.

Fracture cover

Many motor sports run the risk of hard impacts - not just to a vehicle, but also to whoever's driving it. Those impacts could result in the kind of injury that could put a person out of action for some time, so we recommend taking out fracture cover. This would also provide cover in the event of a specified fracture whether or not it's sport-related, and would provide you with a lump sum of up to £6,000.

Income protection

This offers you overall protection should any kind of injury - whether motor sport-related or otherwise - prevent you from earning an income, and is definitely recommended for those who enjoy dangerous and extreme motor sports.

Motor Sport Health Insurance

This type of policy combines all the typical benefits of standard health insurance with cover for motor sports injuries. So you've got the personal accident cover you need while taking part in motor sport activities, as well as cover for any health issues that could crop up. The benefits of a motorsports health insurance policy include:

  • Coverage for all motorsports
  • Extreme motorsports covered
  • 24/7 coverage for accidents, injuries and illnesses at home, work or play
  • Fast-track NHS diagnostics
  • NHS and complementary treatments
  • Dental, optical and mental health cover
  • Cancer treatment

Sports Travel Insurance

This type of policy lets you enjoy motor sports anywhere you go in the world, and covers:

  • Delay or disruption to travel
  • Loss, theft or damage to equipment and other possessions
  • The cost of legal assistance
  • Foreign medical treatment
  • Repatriation

Will my high-risk job be covered by a Motorsport Life Insurance Policy?

Of course - the specialist life insurers we work with provide accident cover for those working at height and in high-risk environments.

Will Motor Sport Life Insurance cover me if I’m self-employed?

Absolutely - whether you're working for someone else or you're working for yourself, we'll make sure you have the most appropriate cover - and at the best possible price.

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Self employed? High risk trade?

We've got you covered!

How much does Motor Sport Life Insurance cost?

There are too many variables involved for us to give you an instant answer. Ideally, we'd first need to know:

And then we'd need information about you yourself, such as:

And then, of course, we'd need to know everything about the motor sport or sports you need cover for.

But one thing we can tell you here and now is that when it comes to the cost of your motor sports life insurance premiums, we know you'll be pleasantly surprised!

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Cover starts from just £2 per week

Choose Quote Sports Insurance for Motorsport Life Insurance - complete our online form to find out more!

Motor Sport Life Insurance Frequently Asked Questions

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Can I get life insurance for professional motorsport activities?

Can I get life insurance for semi-professional motorsport activities?

How do I get the best life insurance policy to cover my motorsports?

How do I apply for the right cover?

What if I need to make a claim?

 

Why we're the UK's #1 in motor sports life insurance

As an insurance broker with such great access to the UK's motorsport insurance market for over twenty years, it never takes us long to find you the right policy at the best possible price.

And because we have the knowledge and experience of how insurance companies operate, you can rely on us to handle any claims process.

We're here to find you the best motor sport life insurance policy for your requirements - all you need to do now is complete the online application form.