Mountain bikers often cover their mountain bikes with insurance but not themselves; that is where our team of insurance experts here at Quote Sports Insurance comes in. We offer mountain bike insurance that protects the rider; this policy covers you for injury and loss of earnings.
Mountain biking can be an adventurous and physically demanding sport with a particular risk of injury. To protect yourself from the financial consequences of such injuries, it's important to consider purchasing mountain biking injury insurance.
This type of insurance provides coverage for medical expenses and other costs related to injuries sustained while participating in mountain biking. Different types of insurance are available, such as health insurance, accidental injury insurance and personal liability insurance, each offering varying levels of coverage. Still, here at Quote Sports Insurance, we specialise in sports injury insurance.
To find out more about the policies we have to offer you, fill in our online quotation form, and one of our mountain cycling insurance experts will be in touch.
Why do you need Mountain Biking Injury Insurance?
Mountain biking is an exciting and physically demanding sport that can put riders at higher risk of injury than other recreational activities. Some common injuries mountain bikers may experience include broken bones, cuts, bruises, head injuries, sprains and strains. These injuries can be severe and require medical attention and rehabilitation, which can be expensive.
Mountain bike injury insurance provides financial protection for these types of expenses, helping to cover the costs of medical treatment, rehabilitation and other associated costs, such as transportation to medical facilities, lost wages and more.
This insurance can also provide peace of mind for riders who enjoy the sport and want to protect themselves against unexpected injury. By having mountain bike injury insurance, riders can focus on their recovery without worrying about their injury's financial burden.
It is worth noting that some generic travel insurance policies do not cover you for injuries on the trails; this is the case for multi-bike discount offers; bike-covered policies do not protect the rider. That is why you should always look for an injury insurance policy, bicycle insurance, or public liability insurance.
What are you covered for with Mountain Biking Injury Insurance?
Our mountain bike injury insurance policies here at Quote Sports Insurance typically covers the following:
- Rehabilitation costs: covers physical therapy, chiropractic care, and other forms of rehabilitation to help the injured person recover
- Scans and treatment costs: covers investigations such as MRI’s and any operations after an accident, helping you get back to work and on your mountain bike, as quickly as possible
- Loss of income: covers lost wages or salary if the injured person cannot work due to their injury
- Accidental death and dismemberment provide financial support to the rider's family in the case of accidental death or permanent loss of limb or body function
The coverage of mountain bike injury insurance varies between insurance providers and policies, so it's important to carefully review the policy details to understand what is covered and what is not.
Our team of expert insurance brokers will be able to work with you to make sure the cycle insurance policy you take out with us is the right one for you. Our specialist insurance team can also protect you on a road bike from injury; fill in our online quote form to find out more.
What is Mountain Biking Personal Injury Insurance?
Whether you're a professional rider, an experienced amateur or new to the sport, the possibility of injury can never be ruled out. Mountain Biking injury insurance should be essential to any mountain bike rider's kit.
You would also insure yourself from bicycle theft through bike insurance and items such as your bike rack under your home insurance plans, so why not cover yourself? You are just as important!
Quote Sports Insurance can help you find the best Mountain Biking injury insurance. Our services include access to:
- Panel of Specialist Insurers
- Product Comparison Service
- Knowledgeable Advice
- Tailored Injury Cover Solutions
- Help and Advice with Claims